Tax-advantaged Flexible Spending Accounts (FSAs) and Health Reimbursement Arrangements (HRAs) are powerful tools that allow employers to cost-effectively improve their employee benefit package. However, implementing an FSA or HRA can be overwhelming due to complex administrative and legal requirements. Benefit Concepts eliminates that stumbling block by handling all aspects of FSA and HRA plan administration for you - accurately and efficiently.

We provide complete, ongoing support, including:

• Plan enrollment
• Eligibility determination
• Claim review and check processing
• Discrimination testing

We also offer a convenient BennyŽ Prepaid Benefits Card option that simplifies the reimbursement process by allowing plan participants to use a debit card instead of cash to pay for eligible health care expenses. In addition, Benefit Concepts provides you with a host of attractive, user-friendly communications materials to facilitate enrollment and maximize participation.

As part of our commitment to provide you with the latest information regarding your Flexible Spending Account, we are pleased to provide you with this expansive informational Library. Simply bookmark this page for quick reference when you need information. We will update the library regularly to help keep you informed.